What Happens If Someone Hits You and They Don’t Have Insurance

You may have a few alternatives, including using your insurance or filing a car accident injury lawsuit in LA, if someone drives without insurance and causes an accident that leaves you injured. Your choices will depend on the severity of your injuries and if your insurance policy includes uninsured or underinsured motorist coverage.

If you must have uninsured or underinsured motorist coverage as part of your required motorist coverage typically relies on whether your state requires it. Some states mandate a minimum level of uninsured or underinsured motorist coverage for all drivers with valid licenses, while others do not. It is best to be prepared when someone hits you without insurance because uninsured drivers share the road with us.

In the unlikely event of an accident, An uninsured driver may not be in a position to pay the compensation that shall be due to the victims of the accident. When this happens, the accident victim shall have nothing much in terms of getting compensation from the uninsured driver as they most probably do not have assets that would have otherwise come in handy when one would want to enforce the judgment.

Filing a Personal Injury Lawsuit in LA: How Uninsured Motorist Coverage Could Help You 

Due to the potential importance of this form of coverage in hit-and-run incidents and collisions involving uninsured drivers, all states require insurers to provide it. Even in situations involving uninsured or under-insured drivers, uninsured motorist or under-insured motorist insurance may assist in filling in some of the coverage gaps created by the other driver’s policy.

To better understand your position should an uninsured or underinsured motorist collide with you on the road due to negligence or recklessness, you should study your vehicle insurance coverage.

Contact our Firm for a free consultation on how we can assist you in such circumstances. The free case evaluation shall be based on experience as well as the precedents that have been set up. The free consultation shall take into consideration all your concerns and we shall ensure that all your questions are sufficiently addressed.

filing a personal injury lawsuit in LA

Personal Injury Protection (PIP) Versus Uninsured Motorist Coverage (UM) and Under-insured Motorist Coverage (UIM)

A personal injury protection policy may be required by some jurisdictions for drivers in the case of an accident. Regardless of who caused the accident, this insurance may provide coverage for part of your medical costs and lost income after a car accident; nevertheless, the amount you get may not help you financially very much.

You have the right to pursue further compensation from an at-fault person who caused the accident through their insurance if your injuries are serious enough to necessitate continuous medical treatment and prolonged absences from work.

If the at-fault person does not have auto insurance, uninsured driver coverage helps lessen that financial load. Uninsured motorist coverage levels may be larger than what a personal injury claim gives. You might need to carry personal injury protection, uninsured motorist coverage, and underinsured motorist coverage depending on the state in which you reside. Insurance companies often make it available in your policy for your additional piece of mind in states that do not demand such two latter techniques of an uninsured motor as well as underinsured motor claims.

Underinsured Motorist Coverage

Underinsured motorist coverage has the meaning that the driver of the car has insurance coverage, but it may be insufficient to cover the injuries and damages that a driver causes in a wreck.

The danger with underinsured motorist coverage is that the insurance coverage shall be insufficient in dealing with compensations if it is apparent that there is a huge exposure that is principally brought about when the insured was at fault. Underinsured motorist coverage must therefore be frowned upon.

Severe Injuries Following Car Accidents

If your injuries are severe enough, you may be able to bring a personal injury lawsuit in LA to seek compensation for your economic and non-economic damages even if your state of residence does not mandate that you have an uninsured motor vehicle or underinsured motor vehicle coverage.

You must establish the other driver’s carelessness in these types of claims by demonstrating that they violated a duty of care, contributed to the accident, and caused you a great deal of financial hardship as a result of your injuries. This duty of establishing that the driver’s carelessness as

A personal injury claim may enable you to recover compensation for non-economic damages, such as pain and suffering if you sustain serious injuries in a vehicle accident.

Several significant injuries can have catastrophic effects on the body. Later, some of these wounds are laid down. One kind of injury that progresses rapidly as those to the head and brain. Second, internal bleeding might happen as a result of such mishaps. Thirdly, organ injury may occur in a variety of circumstances. Moreover, limb amputations brought on by damaged limbs happen often as well. Bone fractures are very frequent, and they also give the afflicted excruciating pain. Finally, spine damage and paralysis are terrible and frequently result from such events.

Economic losses include any medical expenses you incur as a result of these injuries. An automobile accident lawyer can estimate your financial damages and help you decide how much money you should demand from the at-fault driver’s insurance company or uninsured motorist. Additionally, our attorneys may calculate the worth of non-economic damages like pain and suffering and add that sum to the overall amount you are attempting to recover from the person responsible. It is almost certain that if one sustains huge injuries during an accident with an uninsured motorist coverage driver, the medical bills shall be so huge. A car accident lawyer is, therefore, a very crucial element in ensuring that you are not only properly compensated but also that the future medical bills, as well as other expenses associated with recovery, are taken care of by the party at fault.

You always have a chance of getting in touch with our team of attorneys who are specialized experts in accident and personal injury protection laws. They have wide-ranging experience in dealing with a variety of cases. It is therefore important that you reach out to us as soon as possible so that we can get to hear you and determine your chances more if the driver is at fault. The evaluation shall be a free case evaluation and as shall be indicated subsequently hereinafter, you shall be entitled to a free consultation.

How a Lawyer Can Help You Make Your Case

You might strengthen your case by citing your wounds and other quantifiable damages. In addition to using police reports and insurance adjuster investigations, you may also, if available, utilize additional proof such as pictures, eyewitness accounts, and video recordings.

If you decide to seek legal counsel after the collision, a lawyer may carry out extra investigations. This may help demonstrate the other driver’s fault. It may be easier for you to gather the proof you need to bring a personal injury claim against a motorist who was at fault if you have a car accident attorney guiding you through the process.

Other Ways Our Injury Lawyers Can Help You

All correspondence with uninsured individuals and their concerned counsel can be handled by our team of expert attorneys on your behalf. Additionally, they may manage crucial case documentation, represent you at all meetings, and file your lawsuit following the state’s statute of limitations. They may respond to your inquiries, inform you of any alterations to your case, and clarify any intricate legislation that could be involved.

The faster you get in touch with us or come see us, the better off your case will be.

Call Us for a Free Consultation Today

When someone else’s irresponsibility on the road causes an accident, our team of automobile accident attorneys wants to assist the victims in getting the compensation they are due.

Should you be hurt in a car accident caused by the carelessness or negligence of another driver, but that driver did not have car insurance, and your insurance does not cover uninsured motorists, we might be able to assist you to develop a personal damage suit.

Statutes of Limitations Deadlines

A statute of limitations is legislation that establishes the maximum length of time that parties to a dispute have from the date of an alleged offense, whether civil or criminal, to begin legal actions. However, depending on the jurisdiction and the kind of conduct, different statutes may have different time limits for victims to file lawsuits against alleged wrongdoers.

The statute of limitations is a legal provision that limits how long parties to a dispute have to file a lawsuit. The amount of time permitted by a statute of limitations varies according to the seriousness of the offense and the jurisdiction in which it is being litigated. Cases involving serious crimes like murder have no time limitation. Crimes against humanity, war crimes, and genocide do not have a statute of limitations under international law. Consumer debt is another type of debt that may be subject to statutes of limitations; when the statute of limitations has run, the debt is time-barred.

Statutes of limitations are essential, according to their proponents, since witnesses’ recollections might fade over time and crucial evidence may be lost.

For free, our committed attorneys will analyze your auto accident case and advise you on your legal alternatives. Many states have statutes of limitations that apply to personal injury lawsuits, so the sooner you contact us, the sooner we can start putting together a strong case for you. You risk losing your chance to pursue any legal action at all if you wait too long after the accident to bring a lawsuit.


We only get paid if we successfully negotiate a financial settlement in your favor since we operate on a contingency fee basis.

Call our team to talk with a member now to receive your free, no-obligation case review. As you evaluate your future actions, we can address any inquiries you may have. Through the phone numbers shown on our websites, you can reach us at any time during business hours. You are always welcome to leave a brief note.

Common Concerns in Accident Cases

Any number of injuries might result from an automobile accident. The severity of car accident injuries can range from minor cuts and burns to amputations and decapitations. Your real injuries would vary depending on the accident’s circumstances, whether you and the assailant hit head-on or the same occurred in any other manner.

Other issues include assigning blame and allocating responsibility. In an automobile accident, both parties could be at blame. In these cases, how insurance adjusters decide culpability is governed by the state’s laws where the collision happened. Various situations exist in certain states where liability and fault can be assigned to both parties. The distribution of blame and/or culpability is entirely governed by state law.

The assessment of culpability in such events involves several parties. After examining the police report and further evidence, insurance company adjusters evaluate who was at blame in a vehicle collision. To gain a true picture of how the accident in issue occurred, they may also interrogate you and the other motorist about the incident. Of course, there are other important players, such as bystanders and other drivers. These are only a few of the few groups of persons that can assist in identifying the responsible party.

In several other situations where a T-bone collision occurs, other parties are thought to be at responsibility. There are several difficulties with assigning blame. It’s not a simple process. Under the doctrine of comparative blame, any number of parties may share responsibility for a T-bone collision. These parties might also include another motorist, the vehicle’s maker, or one of the other drivers.

Contact us today for efficient representation and fair follow-up of your claim with zeal.

Big Ben Lawyers
144 N Glendale Ave.
Suite 250
Glendale, CA 91206


Glendale Office

144 N Glendale Ave.
Suite 250
Glendale, CA 91206

(818) 423-4878

Fresno Office

1221 Van Ness Ave
Suite 307
Fresno, CA 93721

(559) 354-6344

Ontario Office

3281 E. Guasti Rd
7th Floor
Ontario, CA 91761

(909) 235-5886

Riverside Office

11801 Pierce St.
Suite 200
Riverside CA 92505

(951) 561-2002

Sacramento Office

1015 2nd St
Second Floor, Suite B
Sacramento, CA 95814

(916) 860-7800

San Bernadino Office

473 E Carnegie Dr
Suite 200
San Bernardino, CA 92408

(909) 963-0750

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