Rideshares are convenient. Inexpensive and fast, they help folks to get just about anywhere they want to go. However, like all vehicular rides, they can lead to accidents. When they do, the victims of these accidents deserve to be compensated. That’s true whether they’re passengers, pedestrians, or rideshare drivers. At the Benjamin Law Firm, we’ve helped people from all walks of life who are injured in rideshare accidents to be able to get the compensation that they deserve.
What to Know as an Uber Driver if You’re in an Accident
The situation around car insurance when it comes to driving for Uber can be genuinely confusing. As with most things, the car insurance companies are content with that. They want you to know less about how everything works. Here at the Benjamin Law Firm, we work on contingency. That means that we only receive compensation if you receive a settlement. So, it’s always in our best interest to make sure that you get everything you’re entitled to.
As a driver for Uber, your insurance situation is different depending on where you are in the process of connecting to a passenger, picking a passenger up, and being in transit. For example, if you’re not logged into Uber, then you, as an Uber driver, should you get into an accident, are not covered by Uber’s auto insurance.
That changes, however, if you’re logged into the app. If you’ve logged into Uber and haven’t accepted a ride yet, then you do have $200,000 of additional liability insurance. This changes once you have accepted a trip. Then, you’ll be provided with $1 million in commercial auto insurance as well as $1 million in uninsured (and underinsured) motorist coverage. This continues when you pick up a passenger, too.
What to Know if You’re a Passenger
If you’re in an accident where you are a passenger in a rideshare, the first thing you want to do is to make sure that you’re OK. Hopefully, the driver can move your vehicle safely out of the way of traffic. If you have to remind them, do so, but they should know to do this. Getting out of the main flow of traffic is the best thing to do, provided that’s possible. Don’t leave or even move unless you feel that you are 100% safe in doing so. By “100% safe” we mean in terms of not being in danger of being struck by other vehicles, of course, but also in terms of your own injuries.
The next thing to do is to reach out to the authorities. Calling 911 is imperative. Again, hopefully the driver did this, but in case they didn’t, you can. Getting medical attention is important, too. You may think “oh, I’m not that injured, I must be fine” but that very well might not be the case. Receiving medical care as quickly as possible is the right thing to do for your present as well as your future.
There are certain pieces of evidence that you’re going to want to get, too. Learn what you can about your Uber (or another kind of rideshare) driver. Get their license number, their name, their insurance, as well as if anyone else saw the accident. Should you be in a position to do so (physically and technologically) get pictures of the accident, too. Photos of injuries are a good idea as well.
Once you’ve done all that, hopefully, you’re on your way to a thorough medical evaluation. It really is impossible to overstate how important it is to make sure that you get looked over by a medical professional as quickly as possible. Too often, we’ve seen people injured in all manner of vehicular accidents who think they’re fine, that there’s nothing wrong with them, only for them to eventually develop serious, lasting injuries.
It’s not that they didn’t have them in the first place, it’s just that they didn’t manifest for a long period of time. It can take days, weeks, or even months for some to come out. To head all of that off, it's important to reach out for medical help as quickly as possible. That's true whether you’re a driver or a passenger.
How the Benjamin Law Firm Can Help
You may have read the above paragraph or two and thought: “that all sounds great, but I don’t have health insurance. I’m really not in a position right now where I can pay for medical care or even an examination.” We absolutely understand. As with so much else related to your accident case, the Benjamin Law Firm can help.
Over the years, we’ve been able to cultivate relationships with certain medical professionals. They, like us, work on contingency. So, even if you can’t afford medical care and treatment right now, they’ll still look over you. Then, their payment will come out of your eventual settlement, just like ours will. Your health is something that you can’t overlook or procrastinate on. Getting help now is critically important.
What We Can Help With
The truth is that any vehicular accident can be devastating. It can cause all manner of disruption to your life. You’re fine one day, then, after an accident, you’re in serious pain and trouble. That’s why we’ve been able to help so many folks who are in the same position you are to receive as much compensation as possible for their injuries. We do that by recovering many different kinds of compensation for rideshare accidents.
For example, we can help you to receive competition for those medical bills that may be piling up. By that same token, we can help you to receive compensation for any property damage you may have caused or sustained throughout the course of this.
We also know how hard it can be after an injury to go back to work or even to go back to work in the same capacity that you did previously. So, we can help you to recover that lost income, the money you would have made had you never been in this accident. Unfortunately, we know that some injuries can have lasting effects, too. They might make it harder (if not impossible) to earn some money that you would have in the future. To that end, we can help with your loss of earning capacity, too -- so that you can earn the money you would have in the future if you hadn’t been in this accident.
On top of that, there are many other forms of compensation that aren’t economic in nature, yet we can file for damages in regards to them. For example, after you’ve been in an accident like this, you’re going to have to deal with (unfortunately) so much pain, trauma, emotional distress, and more. It’s entirely likely that you’ll suffer a loss of enjoyment of life, even possible disabilities, and physical impairment. Should that be the case, we can file for damages for all of that and more. All of this is centered around one idea; getting you the compensation you deserve.
We know that, after you've been in any kind of vehicular accident, the last thing you want to deal with is reaching out to a lawyer. That’s why we make it easier than ever to get started. All you have to do is give us a call. From there, we’ll set up a free consultation and see how we can help you. To get started today, call 818-423-4878.
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